Personal Loans

Rates start from 14.99%*p.a. (Comparison rate 16.00%†)

It's easy to make things happen with a GE Money Personal Loan. You can use it for just about any purpose that's important to you – whether it's a beach holiday, renovating your kitchen or getting a new car.

Get what you want, while staying in control

While you could put large purchases on your credit card, a personal loan is often a smarter option for one-off purchases like these because:

• The interest rate on a personal loan could be less than the rate on your credit card.
• If you only make the minimum monthly repayment on your credit card, it can take years to pay off and you'll be paying interest all that time.

A GE Money Personal Loan features a fixed interest rate and repayment amount for the life of the loan, so you always know what your repayments will be. With no changes and no surprises, planning your budget becomes easier and you can enjoy what you want now, while keeping your finances under control in the future.

Flexible loan terms to suit your needs

We know one size doesn't fit all, that's why we offer several options for you to customise your loan repayments. You can choose to pay your loan over 2 to 7 years**, whatever suits your budget. If you'd like to repay your loan sooner, choose a shorter loan term. If you'd prefer lower repayments, go for a longer loan term.

You can also select from weekly, fortnightly or monthly repayments. The more frequently you pay the faster you reduce your principal – leaving you debt free sooner.

Make things happen now

Nobody likes waiting. That's why we've made our application process as simple as possible, often taking as little as 15 minutes and funds could be in your account the next business day.^

Make the most of life today with a GE Money Personal Loan.
Apply online, call us on 1300 973 422 or visit your local branch.