Personal Loan Product Details

Product Summary

Who's this personal loan for? People who need funds for any worthwhile purpose.
Am I eligible to apply? You need to be at least 18 years of age, a permanent Australian resident and in regular paid employment to apply.
How much can I borrow? From $3,000, with no maximum amount*
What loan terms are available? From 2 to 7 years**

Interest Rates

Interest type Fixed for the life of the loan
Interest rate

From 13.99% p.a.* (comparison rate from 15.00% p.a.^)

Fees and Charges

To take out the personal loan
 $250 establishment fee
When using this personal loan
 $10 loan service fee per month
When paying out or closing this personal loan
 Early termination fees apply if you repay your loan in full before the end of your loan term:

  • $150 if you’re less than half way through your loan term
  • $75 if you’re more than half way through your loan term
No fees apply if you repay the loan in full within the last 6 months of your loan term.
How to apply
  • Apply now
    We'll contact you within 24 hours to advise the outcome
  • Call us on 1300 973 422
    Mon-Fri 9am to 5pm AEST

  • Visit us
    Find your nearest GE Money branch
Online tools

*Approved customers only for loan amounts greater than $20,000. All applications are subject to lending and approval criteria. Conditions, fees and charges apply.

^Based on a secured loan of $30,000 over 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Credit provided by GE Personal Finance Pty Ltd ABN 54 008 443 810, trading as GE Money. Australian Credit Licence Number 392163.