Personal Loan Product Details
Product Summary
Who's this product for? People who need funds for any personal purpose.
Am I eligible to apply? You need to be at least 18 years of age, a permanent Australian resident and in regular paid employment to apply.
How much can I borrow? From $3,000, with no maximum amount*
What loan terms are available? From 2 to 7 years**

Interest Rates
Interest type Fixed for the life of the loan
Interest rate

From 14.99% p.a.† (comparison rate from 16.00% p.a.^)

Fees and Charges
To take out the product $250 establishment fee
When using this product $10 loan service fee per month
When paying out or closing this product Early termination fees apply if you repay your loan in full before the end of your loan term:

  • $150 if you’re less than half way through your loan term
  • $75 if you’re more than half way through your loan term
No fees apply if you repay the loan in full within the last 6 months of your loan term.
How to apply
  • Apply now
    We'll contact you within 24 hours to advise the outcome
  • Call us on 1300 973 422
    Mon-Fri 9am to 5pm AEST

  • Visit us
    Find your nearest GE Money branch

*Approved applicants only. Terms, conditions, fees and charges apply. Settlement times may vary depending on circumstances. **Please note a longer term will incur additional interest charges.

†Rates vary depending on loan amount and credit scoring.
^Based on a secured loan of $30,000 over 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Credit provided by GE Personal Finance Pty Ltd ABN 54 008 443 810, trading as GE Money.