Personal Loan and Debt Consolidation Loan
Fees and Charges
At GE Money we're committed to educating our customers about our fees and charges. An important part of this is letting you know about some of the options available to help you reduce or avoid fees altogether.
How can I avoid paying late fees
- Paying by direct debit saves you time and the hassle of manual repayments, it also helps you to avoid fees from missed or late payments.
- Make sure you have sufficient funds in your account so all direct debits and other scheduled payments can be made.
- If your circumstances change which could affect your repayments, call us on 1300 555 202 to discuss your options.
- You can also make additional repayments so you pay off your loan sooner and save on interest‡.
| Loan Service Fee Charged monthly on all loans | $10 |
| Establishment Fee A once only fee for establishing your account | $250 |
| Early Termination Fee Full amount charged within first half of loan term, 50% in the second half of the loan except the last 6 months of the loan when no fee is charged. | $150 |
| Payment Handling Fee Australia Post & BPAY Charged for each payment made at Australia Post or by BPAY | $1.50 |
| Direct Debit Dishonour Fee Applied if a direct debit is rejected by the paying bank | $9 |
| Cheque Payment Dishonour Fee Applied if a cheque payment is rejected by the paying bank | $9 |
| Australia Post Dishonour Fee Charged when a cheque dishonours at Australia Post | $9 |
| Late Payment Fee This applies if you don't make the whole of the minimum payment by the due date* | $60 |
Call us
1300 555 202
Visit us
‡Early payout fee applies.
*Charges at 7 days.
*Charges at 7 days.