Take the worry out of shopping and protect your purchases

Shopper’s Protection

28 Degrees MasterCard
28 Degrees MasterCard

Some credit card insurance policies will cover you if you can't work due to sickness or injury, if you lose your job unexpectedly, or if you die. It's important to protect your finances in case of the unexpected.

 

But Shopper's Protection gives you all this and more, by also protecting the things you buy, anytime you use your 28 Degrees MasterCard.


What does Shopper's Protection cover me for?
  • Price Protection: If your purchase goes on sale at the same retailer (even if it's a different location) within 6 months, we'll pay the price difference to your account
  • Merchandise Protection: If the item you buy is lost, stolen or damaged within 6 months from the date of purchase, we'll pay for the cost of repair or replacement to your account
  • Stolen Card Protection: If your 28 Degrees MasterCard is stolen, we'll pay $200 to your account - just for the inconvenience
  • Repayment Protection: In case you lose your job or can't work due to a sickness or injury we'll pay 10% of your monthly closing balance for up to a year if you're unemployed and up to 3 years if you're sick or injured. If you should die we'll pay the balance in full - up to $20,000

Click here to see the Combined Financial Services Guide (FSG), Product Disclosure Statement (PDS) and Policy for full details including limits that apply to this cover.


How much is this peace of mind worth?

It costs just 0.5% of your monthly closing balance – capped at $50 per month. So even if you spend a bit more you'll be certain it won't cost you more than $50 a month.


How can I get Shopper's Protection?

I already have a 28 Degrees MasterCard:

You should first read the Shopper's Protection Combined FSG, PDS and Policy to see if this insurance is right for you.

Then call us on 1300 552 079 and ask one of our consultants to add Shopper's Protection on your 28 Degrees account


I don't have a 28 Degrees MasterCard:

Visit: www.28degreescard.com.au to find out more and apply for a 28 Degrees MasterCard. Once your application is approved and you receive your card, review the Combined FSG, PDS and Policy then contact
1300 552 079 and ask to add Shopper's Protection.


I already have Shopper's Protection and I wish to make a claim:

Click here to visit our claims section to download a claim form or contact our claims team on 1800 800 230 if you need assistance.

How to apply
28 Degrees MasterCard

Terms, conditions and some exclusions apply. See the Combined Financial Services Guide (FSG), Product Disclosure Statement (PDS) and Policy for full details including details of limits that apply to the cover. A copy can be found here Any advice on this page has been prepared without taking into account your own financial situation, needs and objectives. You should consider if this advice is right for you and read the Combined FSG, PDS and Policy before deciding whether to purchase this product. The insurers are Hallmark Life Insurance Company Ltd. ABN 87 008 446 884 AFSL 243469 and Hallmark General Insurance Company Ltd. ABN 82 008 477 647 AFSL 243478.

 

Copyright General Electric Company 1997 - 2012. GE Money recommends that you read the Terms and Conditions and Privacy Policy of the website. GE Money (a division of GE Capital) is a leading consumer finance company in Australia and New Zealand, offering a range of services: including personal loans, car loans, credit cards, personal insurance, interest free and promotional retail finance.