Frequently Asked Questions

Managing your card

If your card is lost or stolen, or you believe that your PIN has been compromised, contact our Customer Solutions team immediately to report it. If you do not tell us immediately, you may be liable for unauthorised transactions. Fees may apply for a replacement card.

For information on how to protect your card click here.

If your card has been damaged and needs to be replaced, please contact our Customer Solutions team. Fees may apply for a replacement card.

Keeping your details updated is important. You can update both your personal and contact details by:

  • Logging into the Online Service Centre and selecting ‘My Details’
  • Calling our Customer Solutions team

You’ll automatically receive a replacement card before your old card expires. If you haven’t, please contact our Customer Solutions team.

There are several ways to making repayments. These are detailed on the back of your monthly statement:

BPAY Paying your account electronically.

Learn more

Direct Debit Paying your monthly payment by direct debit.

Learn more

By mail Sending us your payment.

Learn more

Australia Post At any Australia Post office.

Learn more

Westpac Branch* Visit any Westpac branch.

Learn more


Avoid over-limit fees by regularly checking your available credit and not spending more than your credit limit. You can obtain your available balance by using the Online Service Centre or contacting our Customer Solutions team.

Avoid late fees by ensuring you’ve paid at least the minimum payment by the due date. (If paying by BPAY, remember to allow 3 to 5 business days).

Make sure you have sufficient funds in your account so all Direct Debits and other scheduled payments can be made.