GE Money Low Rate MasterCard
Product Summary

 

Who's this product for? People who want to save on credit card interest.
Am I eligible to apply? You need to be at least 18 years of age and a permanent Australian resident.
How much can I borrow? Credit limits from $500

 

Interest Rates

Interest type Variable
Interest rate 15.49% p.a.
Cash advance rate 20.99% p.a.
Balance transfer rate 4.99% p.a. for up to 6 months^
Interest free days Up to 55 days on purchases

 

Fees and Charges

 
To take out the product None
When using this product $58 annual fee
$1.50 payment handling fee when paying at Australia Post
$1.95 or 3% of the cash advance (which is greater) when you withdraw cash from an ATM in Australia.
Other fees and charges apply for optional services, or if you don't make your payments on time. Click here for a list of all fees and charges.
When paying out or closing this product None

*Approved applicants only. Conditions, fees and charges apply. Interest rates and fees are current as at  and are subject to change.

^Special balance transfer annual percentage rate applies for six months from account opening. The interest rate on unpaid balance transfer then reverts to the standard annual percentage rate.

†Interest free days on purchases apply if you pay your account in full by the due date each month. Cash advances are subject to interest from the date of withdrawal. You will not receive interest free days on purchases if you have an outstanding balance transfer. See the Condition of Use for further details.

Low Rate MasterCard is a credit facility provided by GE Capital Finance Australia (ABN 42 008 583 588), trading as GE Money.  Australian Credit Licence Number 392145.