Product Summary

Who's this product for? People who want to help reduce the effects of greenhouse gas emissions on the planet. 1% of annual purchases go toward the purchase of carbon offsets.
Am I eligible to apply? You need to be at least 18 years of age and a permanent Australian resident.
How much can I borrow? Credit limits from $500.

Interest Rates
Interest type Variable.
Interest rate 20.49% p.a.
Cash advance rate 22.49% p.a.
Balance transfer rate 0.00% p.a. for up to 6 months^.
Interest free days Up to 55 days on purchases.

Fees and Charges
To take out the product None.
When using this product $49 annual fee
$1.50 payment handling fee when paying at Australia Post
$1.95 or 3% of the cash advance (which is greater) when you withdraw cash from an ATM in Australia.
Other fees and charges apply for optional services, or if you don't make your payments on time. Click here for a list of all fees and charges.
When paying out or closing this product None.
Additional cardholders Yes - up to 9, at no extra cost.
Online Servicing Available 24 hours a day at no cost.
Acceptance Accepted at over 28 million locations worldwide.
GE Money eco MasterCard
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  • Apply online - you'll get a response in under 60 seconds.

*Approved applicants only. Conditions, fees and charges apply. Interest rates and fees are current as at  and are subject to change.

^Special balance transfer annual percentage rate applies for six months from account opening. The interest rate on unpaid balance transfer then reverts to the standard annual percentage rate.

†Interest free days on purchases apply if you pay your account in full by the due date each month. Cash advances are subject to interest from the date of withdrawal. You will not receive interest free days on purchases if you have an outstanding balance transfer. See the Condition of Use for further details.

eco MasterCard is a credit facility provided by GE Capital Finance Australia (ABN 42 008 583 588), trading as GE Money.  Australian Credit Licence Number 392145.