ECO MasterCard

ECO MasterCard

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ECO MasterCard is no longer taking new applications, but if you’re after an alternative, view all GE Money credit cards.

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Rates & fees

Description Charge
Purchase annual percentage rate20.49% pa
Cash purchase annual percentage rate22.49% pa
Annual fee$49
Cash advance feeGreater of $1.95 or 3% of the cash advance amount
Interest free daysUp to 55 days1
Late fee$25
Australia Post payment fee$2.00
Monthly account keeping fee$0
Establishment fee$0
Balance TransfersYes
International ATM fee$4 in addition to the cash advance fee
International (OTC) fee$5 in addition to the cash advance fee
International transaction fee3% on all purchases and cash
Replacement card fee$10
Cross-border assessment fee (set by MasterCard International Incorporated)Equivalent to an additional 0.8% of the transaction amount
Currency conversion assessment fee (set by MasterCard International Incorporated)Equivalent to an additional 0.2% of the currency conversion rate applied to the transaction amount

1To take advantage of up to 55 day Interest Free on credit card purchases, you must pay the full balance of the account (excluding unexpired Interest Free promotional plans) both for the statement before the puchases were made, and for the satement on which the purchases are listed.