CareCredit card

CareCredit is a closed product and no longer accepts new account applications. To make a healthcare purchase using a payment plan option, simply apply for a Gem Visa - find out more.

If you're an existing CareCredit customer, you can continue to use your card to pay for healthcare expenses. Using a payment plan option means you can begin treatment now, and pay for it over time. Plans vary across practices and are available for:

  • Dentistry (including Orthodontics)
  • Vision Care (including LASIK)
  • Audiology
  • Veterinary Care
  • Laser hair removal and non-surgical cosmetic treatments

Accredited HealthCare practices also accept existing Gem Visa and GE CreditLine customers. Use our Locator tool to find a HealthCare practice near you - CareCredit practices.

Quick links

Online Service CentreFind a practiceFAQs

CareCredit rates & fees

Description Charge
Annual fee$0
Purchase annual percentage rate 20.40% pa
Cash purchase annual percentage rate 24.40% pa
Establishment fee$25
Late fee$25
Payment handling fee $2.50
Monthly account keeping fee$4.95

CareCredit is a credit facility provided by GE Capital Finance Australia (ABN 42 008 583 588), trading as GE Money. Australian Credit Licence Number 392145..